what we offer

Retail Banking & Payments

The Retail Banking and Payments practice provides clients with ongoing insights focused on the business, technology, and regulatory challenges impacting consumer banking services and retail payments of all kinds. The practice serves a wide range of market participants, including global universal banks, community banks, credit unions, alternative financial services providers, card processors and network providers, merchants, technology vendors, and professional services firms.

“We love Datos Insights’s work. Your research programs are timely and relevant, and because of that focus, you keep us one step ahead of the game—future horizon-line insights we can use.”
an EVP at a large regional U.S. bank

Key Coverage Areas

Recent Research

CFPB Rule 1033: Synchronizing Open Banking

This rule mandates consumer control over financial data sharing, fostering innovation but raising concerns about data privacy and security.

Digital Receipts and Digital Banking: New Frontiers for Growth

In-store receipts must evolve to meet changes in user needs and expectations.

The Third-Party Collections Technology Update

The right technology can make all the difference to a third-party collection company, particularly in tough operating environments.

Challenges Facing the Third-Party Collections Industry

Some believe companies face a stark choice—evolve or go out of business.

Retail Banking & Payments Fintech Spotlight: Q1 2024

FIs can enhance their customer service and financial inclusion efforts by partnering with modern technology providers.

Cross-Border P2P Payments: Money Knows No Boundary

Eighty-five percent of consumers who send money cross-border state that trust is a very important factor.